Real estate agency Olsztyn

Preparing the offer, promoting it, and conducting the entire transaction process are tasks that will be handled by your dedicated agent from the homfi Olsztyn real estate office. You can choose the person who will support you yourself (check our agents' profiles in the Contact tab!) or submit your property for sale via the form – then we will select the specialist who best knows the market and handles exactly this type of property in Olsztyn. Thanks to the many years of experience of our agents, you can be sure that the entire process will run smoothly, safely, and with full support at every stage.

Cooperation with the homfi Olsztyn real estate agency is a flexible solution that allows you to decide yourself how much you want to be involved in the process of selling your property. Most of our clients choose the full support option – they agree on an action plan with their agent, hand over the keys, and show up only to sign the sales contract. Thanks to this, the entire process runs smoothly and without stress, and you receive regular reports and current information on progress. However, if you prefer to participate actively, you can take part in every stage of the process – from presenting the property to potential buyers to helping with the installation of an advertising banner in Olsztyn. You decide what the cooperation looks like – we recommend the first solution because it allows you to focus on your own affairs while being sure that the entire transaction is conducted professionally and safely.

Such situations happen on a daily basis and do not constitute an obstacle to selling a property. The process requires only a few additional formalities – primarily the bank's consent to remove the mortgage entry. However, you don't have to worry about this, because your agent from the homfi Olsztyn real estate office will remind you of all the steps and ensure that everything runs smoothly and without complications. Importantly, even if the buyer finances the purchase with a mortgage loan, it does not negatively affect the course of the transaction. Thanks to the support of our team of agents and the Back Office, you have a full sense of security that every formality will be looked after, and the sale will end successfully.

The rental management service at the homfi Olsztyn real estate office has been designed so that your participation is limited only to receiving a monthly transfer to your account and a report on events from the last month. At the homfi Olsztyn real estate agency, everything else is handled by our experienced brokers who, based on your power of attorney, perform all key tasks, such as:

• finding and thoroughly verifying the tenant,
• preparing a professional contract,
• introducing the tenant to the apartment,
• ongoing maintenance and solving rental-related issues. Thanks to this, you can enjoy peace of mind and certainty that your property is serviced fully professionally, and you do not waste time on formalities.

Unlike the classic property rental brokerage service, rental management is a solution implemented continuously for a time agreed in the contract. Importantly – the owner incurs no fees at the start of cooperation. The only cost is a monthly management fee, deducted directly from payments made by the tenant. This means that our remuneration appears only when your property – whether it is an apartment or commercial premises – is actually rented and the rent has been paid. Thanks to this, you can be sure that cooperation with the homfi Olsztyn real estate office is fair and transparent, and the entire process related to real estate turnover (and in this case – its rental) proceeds safely and beneficially for the owner.

Your only cost is the commission we will receive for the successful sale of the property. In the homfi Olsztyn real estate agency, its amount depends on the type of transaction and is a few percent net, calculated on the final sales value. What do you gain in return?

• a professional sales offer and multi-channel marketing, allowing for quick reach to potential buyers,
• sale on the most favorable terms (the better price we negotiate for you, the higher our commission will be),
• a sense of peace and certainty that everything is going according to plan,
• plenty of saved time that you can spend on matters truly important to you,
• full commitment of our team – experienced brokers take care of every detail so that the finalization is quick and safe. At every stage, you can count on the support of a motivated homfi Olsztyn agent who will collect remuneration only when we achieve our common goal – the successful sale of your property.

We will take care of everything from start to finish! Your dedicated homfi Olsztyn real estate broker will provide you with full care at every stage of the sale so that you can calmly wait for the results of our work. As part of the cooperation, we will prepare the property for sale by taking actions such as: Home staging – we arrange the interior so that it looks attractive and modern. Sometimes a few details are enough for the apartment to gain character. Professional cleaning and refreshing – we care about cleanliness, smell, and aesthetics because these are the elements that build buyers' emotions. Photo session and multimedia – we prepare high-quality photos, videos, and a virtual tour that allow viewing the property even remotely. And also:

• we will develop a marketing strategy and create an offer with professional multimedia (videos, photos, virtual tour),
• we will publish the advertisement and ensure wide online promotion,
• we will be in constant contact with potential buyers – by phone and in person,
• we will conduct negotiations,
• we will prepare full documentation, contracts, and ensure the finalization of the transaction at a trusted notary. Your homfi Olsztyn real estate broker will handle the entire process on your behalf, and you can relax during this time and be sure that the sale proceeds professionally and in accordance with the rules applicable in broadly understood real estate trading.

The time to sell a property depends on many elements that can speed up or lengthen the entire process. At the homfi Olsztyn real estate office, the average sales time is less than 3 months, however, we sell some apartments in desirable locations even in a few days! The pace of sales is influenced by, among others:

• location – attractive districts of Olsztyn sell faster,
• finishing standard – modern and well-kept interiors attract a larger group of buyers,
• technical condition of the property – apartments ready to move in are more desirable,
• expected price – a competitive offer increases the chances of a quick transaction,
• situation on the real estate market – current trends and demand at a given moment. Do you care about time and don't want to rely solely on traditional sales methods? Just meet with our agent, and it may turn out that we are able to sell your property much faster! Show us the premises, and we will present you with a purchase offer even within 24 hours of the meeting. Thanks to the many years of experience of our specialists at homfi Olsztyn, the entire process runs smoothly and without unnecessary formalities.

At the homfi Olsztyn real estate agency, we know how important rental security and protecting the owner from dishonest tenants are. That is why we created the Safe Rental Package, which guarantees you peace of mind and certain, regular income from your property – regardless of its location. What does the package include?

• professional, three-stage tenant verification: identity, financial capacity, and debt,
• landlord insurance against rental-related risks,
• tenant's civil liability policy, protecting you from damages caused by children, pets, or simple negligence,
• security deposit settled with the tenant,
• professional documents prepared by our Legal Department. Your dedicated homfi Olsztyn real estate broker will answer all questions and present the details of the package – just contact them.

Cooperation with the homfi Olsztyn real estate agency brings truly many benefits that distinguish us from the competition in the real estate industry. What exactly do you gain?

• access to the largest database of clients looking for rental properties in Poland,
• an individual marketing strategy, within which we invest even several thousand zlotys from our own funds in promoting your property,
• support from a team of the best homfi Olsztyn agents and specialists who support their work at every stage,
• certainty of safe rental thanks to proven methods of dealing with dishonest tenants,
• professional negotiation management, which increases your chances for favorable cooperation terms,
• the possibility of using the rental management service, under which we will take care of your property 24/7 – from the beginning of cooperation to its end. Thanks to this, you are guaranteed that your property is serviced comprehensively and efficiently, and you can limit your involvement to the absolute minimum.

At the homfi Olsztyn real estate agency, we have developed clear rules and proven practices that help clients prepare well for purchase. The first step is defining your needs and expectations regarding the sought-after property: whether it is to be a house, an apartment, or premises for business. It is also important to indicate the preferred location, number of rooms, and elements that are absolutely essential for you (e.g., balcony, garden, parking space). If we can advise you, it is good to prepare a minimum plan – i.e., a list of requirements without which you cannot imagine buying – and an additional list of amenities that will be an optional bonus (nice if they appear, but not absolutely necessary). Such a compilation will allow your homfi Olsztyn real estate broker to faster match offer proposals and present you with the most relevant solutions. The next stage is the analysis of financial possibilities. If you have cash, you will easily determine the budget, but remember also about the costs of the transaction itself. In the case of a loan, it is worth preliminarily checking your creditworthiness to know what amount you can obtain and how much should be allocated for your own contribution. In this process, you can count on our support – we will advise, help assess creditworthiness, and indicate the best solutions. Just check the Property Financing tab. Thanks to this, buying a property in Olsztyn will run smoothly and without surprises, and you will gain comfort and the feeling that everything takes place on the principles of full exclusivity and professional service.

Contacting us is really simple and tailored to your preferences. Just choose the most convenient form for yourself:

• you can call the number given in the advertisement,
• send a message via the form next to a specific offer,
• or send an email directly to the agent who acts as the guardian of the offer. You also have the possibility of quick online contact – via chat on our website or through homfi social media. Just remember to paste the link to the offer that interested you in the correspondence – thanks to this, we will immediately know which property it is about and prepare details for you. Additionally, you can immediately indicate a date when it will be most convenient for you to visit the homfi Olsztyn real estate office and meet with the agent to view the property. This will facilitate organization and allow us to efficiently adapt to your calendar. Our goal is to simplify the process as much as possible and ensure comfort for all our clients so that the first meeting is the beginning of successful cooperation.

Buying a property is not just the price of the premises itself – the buyer must also reckon with additional costs associated with the entire transaction. Among the most frequently appearing expenses are:

• notarial costs (notarial fee and land and mortgage register fees),
• tax on civil law transactions in the case of purchase on the secondary market,
• commissions related to granting a mortgage loan,
• as well as property insurance costs. However, by cooperating with our homfi Olsztyn real estate office, you can significantly limit some of these fees! We offer a "Free Notary" promotion, which allows reducing costs related to legal services. Additionally, if you plan to finance the purchase of property with a loan, we provide the support of our credit advisors. They will help you choose the best loan offer available on the market. Thanks to this, the entire process of buying property in Olsztyn runs more efficiently, and you save both time and money.

As the homfi Olsztyn real estate agency, we particularly care about the needs and satisfaction of our clients, which is why all our activities are based on many years of experience and knowledge of the real estate market. One of the key elements of our work is the 3-stage verification of every tenant, which allows ensuring a safe and transparent course of the lease agreement. We check:

• the tenant's identity,
• their financial capacity and ability to bear rental-related costs,
• potential debt and employment status. The entire process takes place very efficiently thanks to a mobile application, which significantly shortens the waiting time for a decision. What does such verification give you as a tenant? In a situation where several candidates are applying for the same apartment, having confirmation of positive verification increases your chances – the property owner will be more willing to choose you, being sure that the cooperation will be safe and stable.

The security deposit is the basic security of the lease and a solution commonly used by real estate brokers from Olsztyn (as well as all over Poland). It is an amount that the tenant pays before receiving the keys to the premises, and which they recover after the end of the contract. Most often it corresponds to the equivalent of one month's fees for the apartment, although in the case of more expensive and richly equipped properties, it may be higher. The landlord has a statutory 30 days to return the deposit after the end of the lease. However, they can deduct from it any underpayments resulting from utility settlements, cleaning costs, or repairs of damages caused in the premises. That is why it is so important to settle all obligations on an ongoing basis and take care of the condition of the apartment – this is a guarantee of a quick and full return. It is worth knowing that a deposit is not always necessary – although in practice most owners use it as basic lease security. That is precisely why at homfi we have prepared something unique – the "Lekki Start" (Easy Start) program, in which the deposit amount is spread into convenient installments. This solution was created for people who want to quickly move into a new apartment but do not immediately have the full deposit amount. Deciding to work with the homfi Olsztyn real estate agency, you can be sure that together with our legal department, we will prepare a lease agreement for you compliant with the latest regulations and best practices. We care for the interests of both parties – both owners and clients – with particular emphasis on the issue of the deposit amount and its correct enforcement. Thanks to this, the entire process runs safely, transparently, and fully professionally.

We perfectly understand that buying a property is one of the most important decisions in life – you don't make it every day! The role of a homfi Olsztyn agent is to guide you quickly and safely through the entire process, eliminating formalities as well as legal and administrative traps that you might not even know about. This is time for your joy in searching for your dream four corners, not for stress. In our real estate office in Olsztyn, you can count on full support from the first step to the finalization of the transaction. We will listen to your needs, propose several tailored offers, present each property, and when you choose the right one – we will verify its legal status, conduct effective price negotiations, prepare a set of documents, and ensure finalization at a trusted notary. If you plan to finance the purchase with a mortgage loan, tell your agent about it. We will help you choose the best offer from over a dozen of the largest Polish banks – a solution valued by both private individuals and investors who expect professional service and security at every stage.

When selling a property, notarial costs are most often borne by the buyer. Such fees include:

• notarial fee,
• copies of the notarial deed,
• land and mortgage register fees,
• establishment of a mortgage,
• tax on civil law transactions (in the case of purchase on the secondary market). By deciding to purchase with our homfi Olsztyn real estate office, you can take advantage of the unique "Free Notary" promotion. Thanks to it, some of the costs are simply eliminated, which gives our clients real savings and greater comfort during transaction finalization.

When buying an apartment, house, or other property from the secondary market, you must remember the obligation to pay the Tax on Civil Law Transactions (PCC). This is a cost that rests on the buyer and amounts to 2% of the property value, provided that the transaction exceeds 800 PLN. The most important rules regarding PCC include:

• the tax obligation lies with the buyer,
• the tax rate is 2% of the property value,
• the tax applies only to transactions on the secondary market. In the homfi Olsztyn office offer, you will also find properties in Olsztyn available directly from the primary market (new build) – in this case, PCC does not apply, which means real savings for you upon purchase.

The brokerage agreement when purchasing a property is a document that you sign with a homfi Olsztyn agent at the beginning of the search process. It applies exclusively to properties in the sale of which we mediate, and clearly defines:

• the amount of the agent's commission,
• conditions for its payment,
• mutual obligations between the parties – i.e., you as the client and our team. In our Olsztyn homfi real estate office, we care about transparency of cooperation, which is why we send the brokerage agreement even before the meeting. Thanks to this, each of our clients has adequate time to calmly familiarize themselves with its content and prepare for further steps.

An occasional lease agreement is a special form of concluding contracts for residential properties, also available in our homfi Olsztyn real estate office. Its goal is to increase the landlord's security and ensure the possibility of recovering the premises faster in the case of a dishonest tenant. The document, in addition to the main part, includes:

• a statement by the tenant about voluntary submission to enforcement from the property if they do not fulfill their obligations towards the owner,
• an indication of another premise to which the tenant can move if necessary,
• the consent of the owner of that premise to accept the tenant (if they are not its owner). Although it may sound complicated, in practice it is a simple solution – our experienced brokers will guide you through all formalities and explain that the occasional lease agreement is merely an equalization of the rights of both parties. It does not negatively affect the tenant's situation, as long as they pay the rent according to the contract and take care of the rented premises.